Product name

3 Year Discount 0.4%
(Reference UAD028)

Rate based on current Standard Variable Rate

4.89% for 3 years, 5.29% thereafter

Overall cost for comparison:

5.6% Apr

Daily/Annual

Annual

Variable/Fixed

Variable

Availability

Available for Purchases up to 90% LTV (Subject to conditions) - Minimum loan £30,000, Maximum Loan £250,000, Minimum Property Value £60,000

Flexibility

Overpayments up to 10% of the capital balance as at 01/01

Fees

Arrangement Fee 0.5% of advance, minimum £599.
Administration Fee £100 (non refundable)
Valuation fee (scale)
Collateral Valuation Fee £75
Telegraphic Transfer fee £25

Early repayment Charge

During first 3 years, 3% of the capital repayment plus closing administration fee, currently £150

Portability

This product is portable