Bath Building Society PAMS mortgage rate

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Parental guarantees and a charge over additional security will be required

Product name	3 Year Discount 0.4% (Reference UAD027)
Rate based on current Standard Variable Rate	4.89% for 3 years, 5.29% thereafter
Overall cost for comparison:	5.6% Apr
Daily/Annual	Annual
Variable/Fixed	Variable
Availability	Available for Purchases up to 90% LTV
Flexibility	Overpayments up to 10% of the capital balance as at 01/01
Fees	Arrangement Fee 0.5% of advance, minimum £599. Administration Fee £100 (non refundable) Valuation fee (scale) Collateral Valuation Fee £75 Telegraphic Transfer fee £25
Early repayment Charge	During first 3 years, 5% of the capital repayment plus closing administration fee, currently £150
Portability	This product is portable

Product name	Lifetime SVR 3 Year Tie (Reference UAV009)
Rate based on current Standard Variable Rate	5.29% for the life of the mortgage
Overall cost for comparison:	5.6% APR
Daily/Annual	Annual
Variable/Fixed	Variable
Availability	Available for Purchases up to 95% LTV
Flexibility	Overpayments up to 10% of the capital balance as at 01/01
Fees	Arrangement Fee 0.5% of advance, minimum £599. Administration Fee £100 (non refundable) Valuation fee (scale) Collateral Valuation Fee £75 Telegraphic Transfer fee £25
Early repayment Charge	During first 3 years, 5% of the capital repayment plus closing administration fee, currently £150
Portability	This product is portable

Contact Details
Please contact Ben Hutchings on 01225 475702 or mobile 07738 321946 to discuss your requirements
Alternatively email bhutchings@bibs.co.uk or click here to request a call back
Head Office: 15 Queen Square, Bath BA1 2HN

Bath Investment & Building Society is authorised and regulated by the Financial Services Authority for advising, lending and administering Regulated Mortgage Contracts. Our FSA registration number is 206026. English law applies and we will communicate with you in english. We are participants in the Financial Ombudsman Service. We have a complaints procedure which we will provide on request. Most complaints that we cannot resolve can be referred to the Financial Ombudsman Service.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

© Bath Building Society (Bibs) 2008. E&O.E (click here to view Legal Information and here for our Privacy Policy)
Bath Investment & Building Society are members of the UK Building Societies Association, participants of the Financial Ombudsman Service; and authorised and regulated by the UK Financial Services Authority (registration number 206026). VAT number 600842084